Tax Sale Surplus

🧑‍⚖️ You Have the Right to File a Claim on Your Own — But You Don’t Have to Do It Alone

Under Missouri law, homeowners and heirs have every legal right to file a claim for surplus funds or unclaimed property without assistance. However, what the law allows and what the system supports are often two different realities.

In practice, navigating the claims process alone can be overwhelming and discouraging—especially when counties:

• Lack the staff or training to assist claimants

• Provide outdated, incomplete, or hard-to-access public records

• Fail to notify next of kin of the sale when property owner is deceased

• Offer little to no guidance on how to file correctly

This is where RuckWood Recovery steps in.

We bring experience, advocacy, and compassion to the table—ensuring you understand all of your rights as a claimant and have the best possible chance of recovering what is rightfully yours.

🌟 Why Work With RuckWood Recovery?

✅ We’re Local and Community-Focused

We’re based right here in St. Louis County and proudly serve St. Louis, St. Charles, and surrounding counties. We’re not a faceless company calling from across the country. We’re your neighbors—and we treat you like one. Giving you the personalized service you deserve for such a sensitive matter.

Beware of out-of-town companies charging outrageous fees (against Missouri law) and preying on local citizens. We’re here to protect—not exploit—our community.

✅ We Meet With You—Face-to-Face or Virtually

Before any document is signed, we take the time to get to know you and your story. We offer:

• In-person consultations

• Secure video appointments

• Flexible scheduling options

You will always be greeted with a smiling face and a compassionate ear. Unlike companies that hide behind emails or robocalls, we believe trust is built face-to-face. We are out loud and unafraid to advocate for your rights.

✅ We Handle Everything—At No Cost to You! You won’t pay a dime out-of-pocket. We cover:

• All document procurement and records fees

• Notary and filing costs

• Legal fees, if an attorney is required

• Travel and title research expenses

From start to finish, we manage every step of the process, so you never have to deal with government bureaucracy, long hold times, or confusing paperwork.

✅ We Use Specialized Legal Partners

If your claim requires legal representation, we connect you with trusted attorneys who are experienced in handling surplus claims.

No need to search or worry—we’ve already built the right team for your case.

✅ No Win, No Fee – Guaranteed!

We believe in results, not risks. If we don’t recover your funds, you owe us absolutely nothing.

There are no upfront costs, no hidden fees, and no pressure.

✅ Fair & Transparent Pricing

Unlike other third-party agencies that charge 30–50%, we keep our fees reasonable:

Our rate is just 20–25% of the total funds recovered

That covers everything—your claim specialist, legal fees, research, filings, notaries, and more

We believe that your recovery should benefit YOU, not just the company helping you get there.

✅ Thorough Research to Prevent Delays

We don’t just file—we investigate:

• We perform detailed title and lien research (a service that typically costs hundreds)

• We collect all supporting documents: applications, affidavits, power of attorney, service agreements

• If you’re missing personal documents, we go the extra mile to track them down on your behalf.  (Birth certificates, death certificates, marriage certificates, beneficiary deeds, wills, etc.)

✅ We Tailor the Process to You

Busy schedule? No problem. We offer:

• Electronic or in-person signature options (remote and traveling notary service at no cost to you)

• Flexible appointment times

• Customized communication preferences

You’ll always have reasonable access to your assigned claim specialist— Real help, when you need it.

✅ Full Transparency at Every Step

You’ll receive copies of every document and have access to our findings and updates in real-time. We never withhold information from our clients.

With RuckWood Recovery, you’re always in the loop.

💵 How Much Does It Cost?

We charge only 20–25% of the final amount recovered.

That one-time percentage covers everything—including:

• The work of your dedicated claim specialist, from start to finish

• Full claims preparation

• Legal representation

• Title and lien searches

• Notary and filing fees

• Document procurement and labor

*If your claim is every denied, you owe nothing. No upfront fees. No hidden charges. No nonsense.

⏳ Don’t Wait — Let RuckWood Recovery Simplify the Process for You!

Every day that passes is another day your funds sit unclaimed.
If you're unsure where to start—or if you've been overwhelmed trying to navigate the system alone—you don’t have to do this by yourself.

At RuckWood Recovery, we specialize in creating a seamless, stress-free experience for claimants. From the moment you reach out, we take the burden off your shoulders and handle every step with compassion, professionalism, and precision.

We’ll:

Confirm if you’re entitled to surplus or unclaimed funds

Gather all necessary documentation

Communicate with the county and legal representatives

Submit your claim quickly and correctly

Keep you informed every step of the way

Whether you’re an heir, a former property owner, or someone unsure of your next steps—you deserve answers, clarity, and support.

The funds belong to you. Let us help you get them back—with no upfront cost and no risk to you.

What Documents you can expect to sign?

1. Service Contract and Disclosure- This is a document that states what we do, claimant's rights as a homeowner or heir, and claimant's acceptance of our service and fee structure.

2. Missouri Limited Power of Attorney- A Limited POA gives us the ability to act as claimant's representative; to conduct the specific task of communicating with the county regarding the claim, conduct the proper research, obtain necessary documentation to prove entitlement, and a legally binding promise to work in claimant's best interest. The Limited Power of Attorney terminates upon completion of the task.

3. Application for Surplus- This document is an application formally requesting the funds being held by the county collections department pertaining all information required by law.