OUR ROLE: UNCLAIMED PROPERTY

Reclaim What is Rightfully Yours

Welcome to Ruckwood Recovery LLC, your trusted partner in unclaimed property recovery. We specialize in unclaimed property claims preparation and submission services for assets held by the Missouri Treasurer's Unclaimed Property Division. Our mission is to help you efficiently and effectively recover unclaimed property that belongs to you or your business.

About Ruckwood Recovery LLC

Ruckwood Recovery LLC is fully registered with the Missouri Unclaimed Property Division (UPD). Our team of professionals is dedicated to providing a seamless, transparent, and stress-free experience for all our clients. We pride ourselves on our professional, compassionate, and honest service, ensuring that each claim is handled with the utmost care and integrity.

Our Services

Unclaimed Property Claims Preparation and Submission

Our core service is the preparation and submission of unclaimed property claims. We understand that navigating the complexities of the Missouri UPD's requirements can be overwhelming. That's why we offer comprehensive support to ensure your claim is completed accurately and efficiently.

Thorough Research

Before submitting any claim, we conduct thorough research to verify all details and ensure that the claim is legitimate. This proactive approach helps prevent challenges and delays, increasing the likelihood of a successful claim.

Full Compliance with State Laws

Ruckwood Recovery LLC adheres strictly to state laws regarding unclaimed property. Our compliance ensures that your claim is handled legally and ethically, giving you peace of mind throughout the process.

Why Choose Ruckwood Recovery LLC?

Expertise and Experience

Our team has extensive experience in handling unclaimed property claims. We are well-versed in the nuances of the Missouri UPD's procedures and requirements, allowing us to navigate the process smoothly and efficiently.

Personalized and Compassionate Service

We understand that every claim is unique, and we tailor our services to meet your specific needs. Our team is committed to providing compassionate and personalized support, ensuring that you feel valued and understood throughout the process.

No Time Limit for Claims

One of the significant advantages of working with the Missouri Treasurer's Unclaimed Property Division is that there is no time limit for filing a claim. This means there is no pressure for you to file a claim right away if you choose not to. We are here to assist you whenever you are ready.

Hassle-Free Process

Our goal is to make the claims process as hassle-free as possible. From the initial consultation to the final submission, we handle all the paperwork and communication with the UPD, so you don't have to worry about a thing.

Our Process



Additional Information:

As stated, we pride ourselves on honesty, integrity, and adherence to Missouri state laws regarding unclaimed property. If you are ever contacted by ANY company claiming to want to help you with unclaimed property recovery (beware of out-of-state companies who prey on Missouri citizens), please be aware of the following regarding the entity, contracts, and compensation.....

Any person seeking to recover or assist in recovering abandoned or unclaimed property for compensation pursuant to sections 447.500-447.595, must register with the Missouri State Treasurer prior  to submitting a claim form for such property (section 447.581, RSMo). A claim submitted by any person acting in a representative capacity and seeking to recover unclaimed or abandoned property for compensation will be deemed invalid unless such person is registered with the treasurer

(I) Agreements to Recover Property for Compensation. All agreements to recover property on behalf of another for compensation shall be in writing, signed by the claimant or property owner, and notarized. No such agreement is valid unless the agreement discloses the nature and the value of the property in writing and is signed and acknowledged by the property owner. All transactions pursuant to valid enforceable contracts must be carried out in good faith and all funds due owners must be promptly delivered. Breaches by applicants on behalf of others will result in the section returning subsequent claims submitted by these applicants on behalf of others. Owners or claimants are not barred from asserting that these agreements are excessive or unjust. All agreements to pay compensation to recover or assist in the recovery of property reported or delivered to the treasurer under sections 447.500-447.595, RSMo are subject to the following limitations:

1. Any such agreement to recover or assist in the recovery of property for compensation which is made twelve (12) months after the date of payment or delivery to the treasurer is unenforceable;

2. Any such agreement to recover or assist in the recovery of property for compensation which is made more than twelve (12) months, but less than twenty-four (24) months after the date of payment or delivery to the treasurer shall be invalid if the compensation for recovery is greater than ten percent (10%) of the property at issue;

3. Any such agreement to recover or assist in the recovery of property for compensation which is made more than twenty-four (24) months, but less than thirty-six (36) months after the date of payment or delivery to the treasurer is invalid if the compensation for recovery is greater than fifteen percent (15%) of the property at issue; and

4. Any such agreement to recover or assist in the recovery of property for compensation which is made more than thirty-six (36) months after the date of payment or delivery to the treasurer is invalid if the compensation for recovery is greater than twenty percent (20%) of the property at issue.

*We strongly advise against entering into an agreement with any company or Heirfinder that is not registered with the Missouri Treasurer or attempting to charge you above the state-mandated compensation limits. Doing so poses a high risk of claim denial and financial damage to the claimant.

RSMo Section 447.585: This law requires transparency from third parties offering assistance. They must disclose their relationship to the claimant and cannot misrepresent their ability to recover the property. Violations of these provisions can result in legal consequences. 


Contact Us

If you believe you have unclaimed property to claim or need assistance with a difficult claim, don't hesitate to reach out to us. Our friendly and knowledgeable team is here to help you every step of the way.


FAQs

Q: How do I know if I have unclaimed property?
A: You can contact us for a free consultation, and we will help you determine if you have any unclaimed property with the Missouri Treasurer's Unclaimed Property Division. Or you may visit the Missouri Treasurer's Unclaimed Property website to search your name. Missouri State Treasurer (mo.gov) 

Q: What types of property can be claimed?
A: Unclaimed property can include bank accounts, uncashed checks, insurance benefits, stocks, bonds, and more.

Q: Is there a fee for your services?
A: Our fees are competitive and transparent. We will discuss all costs upfront during your initial consultation.

Q: How long does the claims process take?
A: The time frame for the claims process can vary depending on the complexity of the claim. However, we work diligently to ensure your claim is processed as quickly as possible.

Q: What documents are needed to file a claim?
A: The required documents can vary depending on the type of property being claimed or whether the owner is living or deceased. Generally, you may need identification, proof of address, and documentation proving ownership of the property.


At Ruckwood Recovery LLC, we are committed to helping you reclaim what is rightfully yours. Our professional, compassionate, and honest service ensures a smooth and successful claims process. Contact us today to get started on your unclaimed property recovery journey.


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